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Home Loan News..


Four Loan Programs That Help Buyers Move Now
In today’s market, it’s easy to think progress depends only on rates. But that’s not the whole story. For many buyers and homeowners, the...

Michael Belfor
Sep 91 min read


Mondays Are for Momentum — Not Waiting
Mondays set the tone. And in housing and finance, the start of the week is when hesitation and momentum separate the watchers from the...

Michael Belfor
Sep 81 min read


A Firm Foundation That Doesn’t Shift
In the housing world, we talk a lot about foundations. A strong home begins with one. But life works the same way. Jesus put it simply in...

Michael Belfor
Sep 71 min read


Three Smart Moves for First-Time Buyers
Buying your first home can feel intimidating — but it doesn’t have to be. Here are three moves we recommend to every first-time buyer: 1....

Michael Belfor
Sep 61 min read


Weekly Recap — Staying Ready for Short Windows
This week, rates once again traded in a narrow range. The 10-Year Treasury bounced between 4.20–4.30%, holding mortgage pricing steady....

Michael Belfor
Sep 51 min read


September Jobs Report Misses — Rates Improve
This morning’s August Jobs Report came in well below expectations, and mortgage markets reacted quickly. Only 22,000 jobs were added in...

Michael Belfor
Sep 51 min read


Why Mortgage Rates Don’t Always Follow the Fed
With another Fed meeting around the corner, there’s chatter everywhere: “If the Fed cuts rates, won’t mortgage rates drop too?” The...

Michael Belfor
Sep 41 min read


Three Simple Moves That Make Homebuying Less Stressful
Buying a home is exciting — but it can also feel overwhelming. Between documents, deadlines, and decisions, many buyers end up stressed...

Michael Belfor
Sep 31 min read


Three Housing Hacks That Save Buyers Real Money
Not every buyer needs a lower rate to save money. Sometimes, it’s about getting creative with structure, strategy, and timing. Here are...

Michael Belfor
Aug 271 min read


Why the Right Loan Program Matters as Much as the Rate
Most people start the mortgage conversation with one question: “What’s the rate?” And while the interest rate is important, it’s not the...

Michael Belfor
Aug 261 min read


Big Market Movement After Powell’s Speech – Here’s What to Know
Big news from the market this morning — and it’s (finally) the kind that helps. Fed Chair Powell gave his Jackson Hole speech, and the...

Michael Belfor
Aug 232 min read


4 Loan Programs Helping Buyers Win in Today’s Market
Mortgage rates may grab the headlines, but the truth is — programs often matter just as much as pricing. In a market where every edge...

Michael Belfor
Aug 191 min read


The Market’s Calm Is Only on the Surface
It’s Monday morning, and the market feels… calm. No big headlines. No shock reports. No Fed meetings this week. But under the surface,...

Michael Belfor
Aug 111 min read


4 Programs That Are Quietly Winning the Summer
While most buyers are focused on rate headlines, smart buyers (and agents) are using strategy to win — with programs that offer speed,...

Michael Belfor
Aug 31 min read


The Myth of Waiting for Rates to Drop
We hear it all the time: "We’re just going to wait for rates to come down.” It sounds logical. But the reality? Most people who say that...

Michael Belfor
Aug 21 min read


The Fed Is Holding... But for How Long?
Yesterday’s Fed meeting came and went with no rate change , as expected. But buried in Powell’s remarks was a shift in tone: “We’re not...

Michael Belfor
Aug 11 min read


LLC Loans and Airbnb Income — How Investors Are Scaling Smarter in 2025
One of the biggest shifts in lending this year has nothing to do with rates — and everything to do with structure. Smart investors are...

Michael Belfor
Jul 231 min read


How a 2-1 Buydown Can Save You $6,000+ in Year One
With rates still bouncing around, a lot of buyers feel stuck.They want to move but can’t justify the monthly payment jump. Enter the 2-1...

Michael Belfor
Jul 221 min read


Unpacking the Price, Utility, and Future Potential of XRP
If you’ve been watching XRP lately, you’ve probably noticed some fireworks — price surging into all-time highs, headlines swirling with...

Michael Belfor
Jul 213 min read
Content by The Belfor Team, Mortgage Lender California
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