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Home Loan News..


Why Fast-Closing Programs Matter More Than Ever
In a market where rates haven’t broken decisively lower, speed has become one of the most valuable advantages a buyer can bring. Sellers...

Michael Belfor
Oct 21 min read


A New Month, the Same Question — Where Are Rates Headed?
October opens with the same debate that’s defined much of 2025: are mortgage rates finally heading lower, or are we stuck in place?...

Michael Belfor
Oct 11 min read


Four Loan Programs Helping Buyers Move Forward in 2025
Mortgage rates may feel stuck in the mid-6s, but that hasn’t stopped buyers from finding ways to move forward. The difference isn’t...

Michael Belfor
Sep 302 min read


Mondays Matter — Positioning for What Comes Next
Mortgage markets open this week in familiar territory: steady rates, cautious optimism, and a bond market that still hasn’t broken...

Michael Belfor
Sep 292 min read


Small Upgrades, Big Returns — Weekend Homeowner Tips
Not every improvement needs a remodel. Some of the best returns come from small, consistent upgrades — the kind you can tackle over a...

Michael Belfor
Sep 281 min read


Treasury Watch — Why the 10-Year Matters Most
Ask any lender what drives mortgage rates, and you’ll hear the same answer: watch the 10-Year Treasury. Here’s why it matters:...

Michael Belfor
Sep 271 min read
DSCR, ARMs, and Program Flexibility — What’s Working Now
In a mid-6% rate environment, creativity matters. Standard 30-year fixed loans are still the most common path, but buyers and investors...

Michael Belfor
Sep 261 min read


How Falling Mortgage Rates Affect Your Buying Power
A half-percent drop in mortgage rates doesn’t sound dramatic. But in real terms, it can increase buying power by 5% or more. Here’s why:...

Michael Belfor
Sep 241 min read


Three Things to Check Before You Lock Your Strike Rate
Locking a mortgage rate is one of the most important decisions in the process — and with rates bouncing in a tight range, timing matters....

Michael Belfor
Sep 241 min read


Mondays Are for Momentum — Even in a Slow Market
It’s Monday, and the market opens in familiar territory. Mortgage rates are holding steady, the 10-Year Treasury is bouncing near its...

Michael Belfor
Sep 221 min read


Rest, Trust, and Peace in Uncertainty
Sundays are for slowing down. Markets, Fed statements, Treasury yields — they all swirl around us with noise. But scripture reminds us of...

Michael Belfor
Sep 211 min read


Weekly Recap — Why Preparation Is Still the Winning Strategy
This week, mortgage rates showed some gentle easing — 30-year fixed dropped modestly to around 6.30-6.35% , helped by the recent Fed rate...

Michael Belfor
Sep 191 min read


Why Mortgage Rates Still Feel “Stuck” — and How to Plan Around It
If it feels like mortgage rates haven’t moved much this month, you’re not imagining it. The 10-Year Treasury has been holding in a narrow...

Michael Belfor
Sep 181 min read


Three Ways to Cut Years Off Your Mortgage Without Refinancing
Homeowners often assume the only way to pay off a mortgage faster is by refinancing into a shorter term. But there are simple strategies...

Michael Belfor
Sep 171 min read


Four Programs Giving Buyers an Edge in 2025
In a market where rates feel stuck, programs often make the difference between sitting on the sidelines and moving forward. The right...

Michael Belfor
Sep 161 min read


Mondays Are for Mindset — and Market Prep
Mondays matter. They set the tone for the week — in business, in life, and in housing. Today, the mortgage market opens in familiar...

Michael Belfor
Sep 151 min read


Where Rates Stand Today
Mortgage rates have been on a rollercoaster over the past few weeks, dipping to levels we haven’t seen in nearly a year before rebounding...

Michael Belfor
Sep 122 min read


Reflection, Resilience, and Why Preparation Still Matters
September 11 is a day that reminds us of resilience. For many of us, it’s not just a date on the calendar — it’s a moment of reflection...

Michael Belfor
Sep 111 min read


Three Ways to Boost Your Buying Power Without Waiting on Rates
It’s easy to think the only way to improve affordability is to wait for lower interest rates. But smart buyers are finding other ways to...

Michael Belfor
Sep 101 min read


Four Loan Programs That Help Buyers Move Now
In today’s market, it’s easy to think progress depends only on rates. But that’s not the whole story. For many buyers and homeowners, the...

Michael Belfor
Sep 91 min read
Content by The Belfor Team, Mortgage Lender California
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